MOTOR INSURANCE
MOTOR INSURANCE
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Comprehensive Insurance
This type of insurance combines both compulsory (TPL) insurance and Complementary insurances.
The insurance contract includes two policies: the TPL compulsory cover, which is subject to the conditions and provisions of the compulsory Law in accordance with the stipulated regulations and set prices. The other is the Complementary policy, which is subject to the conditions and prices set by the insurance company.
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Comprehensive Insurance
This type of insurance combines both compulsory (TPL) insurance and Complementary insurances.
The insurance contract includes two policies: the TPL compulsory cover, which is subject to the conditions and provisions of the compulsory Law in accordance with the stipulated regulations and set prices. The other is the Complementary policy, which is subject to the conditions and prices set by the insurance company.
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Complementary Insurance
This is an optional coverage and insurers determine its prices according to competitive market rates. Complementary covers provide protection to the body of the vehicle that causes the accident which is not covered by the Compulsory TPL insurance policy. The insurance company reimburses the policyholder for the damage or loss that is caused to the vehicle, its spare-parts and accessories in cases of collision or overturning, fire, external explosion, inflammation, lightning, burglary, attempted theft, vandalism, falling objects, and/or damages while towing the vehicle. Complementary insurance coverage limits are subject to the conditions and exclusions stipulated by insurance companies in their policies.
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Complementary Insurance
This is an optional coverage and insurers determine its prices according to competitive market rates. Complementary covers provide protection to the body of the vehicle that causes the accident which is not covered by the Compulsory TPL insurance policy. The insurance company reimburses the policyholder for the damage or loss that is caused to the vehicle, its spare-parts and accessories in cases of collision or overturning, fire, external explosion, inflammation, lightning, burglary, attempted theft, vandalism, falling objects, and/or damages while towing the vehicle. Complementary insurance coverage limits are subject to the conditions and exclusions stipulated by insurance companies in their policies.
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Compulsory Insurance – Third Party Liability (TPL) Insurance
This insurance covers the liability arising from using the vehicle and causing damages to a third party, including bodily injury and material damage. In Jordan, this type of insurance is compulsory by law and is enforced by the Civil Liability Compulsory Motor Insurance Regulation where every vehicle owner is obliged to buy TPL insurance upon licensing their vehicle. Prices and limits of liability are predetermined by the instructions set by the TPL Compulsory Regulation.
Jordan Insurance Federation (JIF) oversees the issuance of TPL covers through its Unified Offices
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Compulsory Insurance – Third Party Liability (TPL) Insurance