MEDICAL INSURANCE

 

The packages that cover hospitalization cost and outpatient medical expenses. Medical Insurance covers reasonable and customary medical expenses either on in-patient or out-patient basis up to the limits and sub-limits stated in the policy.

Insurers use the term “provider” to describe a clinic, hospital, doctor, laboratory, healthcare practitioner, or pharmacy that treats an individual. The “insured” is the owner of the health insurance policy or the person with the health insurance coverage.

Depending on the type of health insurance coverage, either the insured pays costs out of pocket and receives reimbursement, or the insurer makes payments directly to the provider.

MEDICAL INSURANCE

The packages that cover hospitalization cost and outpatient medical expenses. Medical Insurance covers reasonable and customary medical expenses either on in-patient or out-patient basis up to the limits and sub-limits stated in the policy.

Insurers use the term “provider” to describe a clinic, hospital, doctor, laboratory, healthcare practitioner, or pharmacy that treats an individual. The “insured” is the owner of the health insurance policy or the person with the health insurance coverage.

Depending on the type of health insurance coverage, either the insured pays costs out of pocket and receives reimbursement, or the insurer makes payments directly to the provider.

Group Health Insurance

Catering to SMEs and large business alike, Group Health Insurance takes pride in offering tailor-based protection covers that match your exact business needs.

Individual Health Insurance

Insurance policies offer innovative protection covers that are customized towards your needs and encompass a comprehensive bespoke range of additional benefits that ensure top of the range of services.

Group Health Insurance

Catering to SMEs and large business alike, Group Health Insurance takes pride in offering tailor-based protection covers that match your exact business needs.

Individual Health Insurance

Insurance policies offer innovative protection covers that are customized towards your needs and encompass a comprehensive bespoke range of additional benefits that ensure top of the range of services.

WHY CHOOSE DUBAI INSURANCE BROKERS FOR MEDICAL INSURANCE?

  • We are fully aware of all coverage, conditions and provisions

  • Our management experience is over 20 years in this field

  • We provide free counseling regarding the preparation of insurance offers and comparison tables

  • Possibility to make more than one offer at the same time

  • Specialized staff to manage and provide services regarding the insurance policy including addition and deletions

  • Specialized staff managing the reimburse claims

  • Find additional benefit like Ex-gratia fund for large groups

  • We pay attention to Wellness benefits (Prostate/breast/colorectal cancer screening)

  • We ensure that we build on our diversified product range, and we also complement these insurance covers

  • We assure our valued customers the below:

    • First class service levels

    • Vast choices of health insurance plans

    • A market lead on the turnaround time for processing new and renewal quotation requests

    • Full transparency

    • Flexible credit facilities

    • Quick responsiveness to all customers

    • Periodic assessments of scheme performances yielding cost control parameters and risk management recommendations

WHY CHOOSE DUBAI INSURANCE BROKERS FOR MEDICAL INSURANCE?

  • We are fully aware of all coverage, conditions and provisions

  • Our management experience is over 20 years in this field

  • We provide free counseling regarding the preparation of insurance offers and comparison tables

  • Possibility to make more than one offer at the same time

  • Specialized staff to manage and provide services regarding the insurance policy including addition and deletions

  • Specialized staff managing the reimburse claims

  • Find additional benefit like Ex-gratia fund for large groups

  • We pay attention to Wellness benefits (Prostate/breast/colorectal cancer screening)

  • We ensure that we build on our diversified product range, and we also complement these insurance covers

  • We assure our valued customers the below:

    • First class service levels

    • Vast choices of health insurance plans

    • A market lead on the turnaround time for processing new and renewal quotation requests

    • Full transparency

    • Flexible credit facilities

    • Quick responsiveness to all customers

    • Periodic assessments of scheme performances yielding cost control parameters and risk management recommendations

Schedule of Benefits

Schedule of Benefits

  • Annual Benefit Limit

  • Territorial Limit.

  • Network

  • Pre-existing conditions

  • Annual Benefit Limit

  • Territorial Limit.

  • Network

  • Pre-existing conditions

Inpatient Treatment

  • Inpatient & Day Treatment

  • Accommodation Type- Private Room

  • Hospital Accommodation & Services

  • Consultant’s, Surgeon’s & Anesthetist’s Fees and other fee.

  • Ambulance

  • Parent Accommodation for accompanying an Insured Child under 18 years of age

  • Companion Accommodation in cases of medical necessity at the recommendation of the treating doctor

  • Home Nursing-If medically necessary

Out-patient Treatment

  • Physician Consultation

  • Diagnostics (X-Ray, MRI, CT-Scan, Ultra Sound, etc.),

  • Laboratory (Specialized investigation and scan including but not limited to MRI, Scan, Endoscopies

  • Pharmaceuticals

  • Physiotherapy

  • Psychiatric Treatment

  • Alternative Medicine

  • Chiropractic

Maternity

  • Maximum Annual limit Per Person (Inpatient & Outpatient Maternity)

  • Inpatient Maternity

  • Including New born care

  • Outpatient Maternity

Dental

  • X-Rays

  • Extractions

  • Amalgam / Composite Fillings

  • Root Canal Treatments

  • Consultations

  • Crowns

  • Polishing & Scaling

  • Prescribed Drugs for the above mentioned services

  • Accidental dental treatment

Optical

  • Optical vision tests

  • Including Prescribed Eye glasses

  • Frames

  • Contact lenses

Other Benefits

  • Emergency Treatment

  • Diagnostic and treatment services for dental and gum treatment

  • Hearing and vision aids, and vision correction by surgeries and laser

  • Healthcare services for work illnesses and injuries

  • Vaccinations

  • Preventive services

  • Annual Breast Cancer Screening (applicable for females> 35 years)

  • Annual Prostate Cancer Screening (applicable for males> 45 years)

  • Colorectal Cancer Screening

  • Second Medical Opinion through service provider

  • Tele consultation healthcare services

Inpatient Treatment

  • Inpatient & Day Treatment

  • Accommodation Type- Private Room

  • Hospital Accommodation & Services

  • Consultant’s, Surgeon’s & Anesthetist’s Fees and other fee.

  • Ambulance

  • Parent Accommodation for accompanying an Insured Child under 18 years of age

  • Companion Accommodation in cases of medical necessity at the recommendation of the treating doctor

  • Home Nursing-If medically necessary

Out-patient Treatment

  • Physician Consultation

  • Diagnostics (X-Ray, MRI, CT-Scan, Ultra Sound, etc.),

  • Laboratory (Specialized investigation and scan including but not limited to MRI, Scan, Endoscopies

  • Pharmaceuticals

  • Physiotherapy

  • Psychiatric Treatment

  • Alternative Medicine

  • Chiropractic

Maternity

  • Maximum Annual limit Per Person (Inpatient & Outpatient Maternity)

  • Inpatient Maternity

  • Including New born care

  • Outpatient Maternity

Dental

  • X-Rays

  • Extractions

  • Amalgam / Composite Fillings

  • Root Canal Treatments

  • Consultations

  • Crowns

  • Polishing & Scaling

  • Prescribed Drugs for the above mentioned services

  • Accidental dental treatment

Optical

  • Optical vision tests

  • Including Prescribed Eye glasses

  • Frames

  • Contact lenses

Other Benefits

  • Emergency Treatment

  • Diagnostic and treatment services for dental and gum treatment

  • Hearing and vision aids, and vision correction by surgeries and laser

  • Healthcare services for work illnesses and injuries

  • Vaccinations

  • Preventive services

  • Annual Breast Cancer Screening (applicable for females> 35 years)

  • Annual Prostate Cancer Screening (applicable for males> 45 years)

  • Colorectal Cancer Screening

  • Second Medical Opinion through service provider

  • Tele consultation healthcare services

FOLLOW US

Linkedin

FOLLOW US

Linkedin